Using a credit card dump is a scam

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Credit cards are a popular way to obtain additional financial resources. However, the risks of credit card fraud are becoming more popular and evident in real life. The card can be cashed over the Internet or through a terminal in a store, and this happens even if there is a risk of serious punishment for fraudulent actions.

There are a lot of methods of credit card fraud, and new options for stealing other people's money regularly appear. One of the options for its implementation is for cybercriminals to receive dump copies of credit cards and pin codes, which allows them to subsequently be used to withdraw funds. Using a pin and dump of a credit card to cheat is a hassle. It takes some effort to get both a PIN and a credit card dump.

Dump of a credit card - a full copy of it can be obtained by cybercriminals in various ways, mostly employees who have access to the credit cards of customers provided by them to pay for services and goods in stores, restaurants, salons, etc., can make a copy. But even when you receive it, you need a pin code to access the funds. This is already a more difficult task. It may be impractical to obtain information by means of a robbery, since the client may subsequently block the card, and keeping the victim in isolation by force may lead to criminal liability. At the same time, there is always a risk of lack of funds on the card or their minimum amount.

It is much easier to get both a pin and a credit card dump - is to use an ATM by attaching special equipment to it. This equipment is called a skimmer. It allows you to read all information about the customer's card. A layman on his own will not even be able to understand that the equipment of fraudsters is installed on the ATM and, without suspicion, will use it to withdraw funds, while providing the attacker with all the information he needs.

An option for obtaining a PIN code can be the use of an overlay on the ATM keyboard. It can be invisible to the client, but provide necessary information to attackers. And in this case, craftsmen will be able to take a dump from a credit card and write down a pin code without any problems.

The presence of a pin and a dump can make it possible to use an ordinary piece of plastic to receive funds from a card, on which an image is applied, so that the ATM would mistake it for a credit card.

In order to protect yourself from the possibility of theft of funds from a credit card, law enforcement agencies and visitors to our site are advised to always be on the alert, be attentive to cash withdrawals, always paying attention to the peculiarities of the appearance of ATMs. In addition, the card can be protected with a special chip, which is installed in the bank.
 
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