Former carder: "I used to raise $15k a month on carding, but today there are too many legal alternatives"

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Former Belarusian carder Andrei Bezymyanny (the hero wished to remain partially anonymous) talks about why he decided to go to carding, how today you can earn good money legally, and also why prison is "not the worst place", even if he ended up there for 10 years.

Tell us how it all started: how did you get into carding in the first place?
It all started back in high school — when I was developing as a person and faced the choice of what I want to devote my time to in the future. I did not initially consider entering the university and working in my specialty, as I did not see any worthy examples in my personal environment.
And even now, to be honest, I don't see it. Even among those who graduated from elite foreign universities — in most cases, a pleasant crust, no more. This seemed like a very bad idea to me, so I started studying the Internet — at first I just surfed, tried to expand my horizons, looked for ways to make money, and then through sites and all sorts of communities I somehow came across hacker forums.
These forums have existed for quite a long time. In any case, when I took it seriously in 2007-2008, it was already easy to find the answer to almost any question related to hacking. Later, on the same hack forums, I saw a discussion of carding and links to carding-related forums, namely cardingworld. That's where it all started.
Many who are in the topic, just remember this forum. Once on it, I saw a lot of opportunities to make good money already at the start: everything is at hand - card details for a penny, stores where you can drive these cards are also publicly available, and almost everything passed easily from the first attempts. All that remained was to find people who would accept these parcels in the United States, which was also not a problem if you were smart — just placed ads on Russian-language forums in the United States and offered people $50 for receiving and re-sending each parcel.

How did you access these forums? They must have been on the darknet.
Are you kidding? You can even find them via Yandex. And on the very first pages almost instructions for carding hang.
Judging by the forums, people are still smoking, by the way. And once they card, it means that the topic is profitable — no one will take such a risk on kush below 5k dollars a month. This is a direct minimum.

Did you hack something yourself? Or purely social engineering?
No, I didn't do social engineering. Purely hacking, which then, so to speak, monetized. I searched for stores using search engines — there are specifically search engines for stores by product group. Then I scanned them for vulnerabilities and then with my partner Lily Baz.
Then they parsed it, made it look divine, and worked it out for two people — there was no point in selling it at all. Everything worked perfectly then — there were a lot of shops that sent goods, so you could draw at least 500-1k items from each card. Then I switched to bays and brutalized bank accounts — I selected passwords and logins. They also clicked normally. The soap database was pulled from the sites of partners in the bonus program — it was easier to do this business there than directly. All that remained was to untie the passwords from the list of the most common ones. In fact, the topic is simple — if there are convolutions, time, then just dig a little, and that's it.

Haven't the security systems improved now?
Yes, everything is at the same level in the banking sector. Well, there were two factors. So what? Carders take photos via social engineering — they call the holder and ask for an SMS to be received. And if you read on the forums, the scheme still works, despite the fact that only a lazy person did not make a video or article about it. Well, as if the young are not particularly caught now, yes. And 40+ - they literally send money to the carder themselves. Over time, perhaps, this thing will become obsolete, new schemes will appear. Although I'll be honest — I don't really understand modern carders. It seems that today there are much more legal and simple methods of earning money.

We'll come back to that later. Listen, how did you feel at first? Were there any moral barriers, fear of being caught?
I'll be honest right away — I'm not going to be a hypocrite and pretend to be a righteous person. I don't understand people who hype on this.
I stole and, looking ahead a little, I seriously answered for it. But I knew what I was doing and what I was doing from the very beginning. And anyway, I worked in the United States — where are they, and where am I?
So I didn't have any fear. Unless it's some kind of adrenaline rush at first.
Otherwise, I had the feeling that I had found my own topic. I didn't need anything else in my life — I was completely satisfied with it and began to develop in this direction. A topic that brings a normal profit, while quite exciting in itself-is this not happiness?

Here you said that "there was only some adrenaline in the beginning." And then what? Has it really become a routine?
You won't believe it, but yes. And very quickly. This, by the way, is where many people end up, you know. They lose their vigilance. It seems that no, no, I definitely won't do that. But in the end, only a few who really retain incredible self-control, are careful and do everything as at first. I was just kidding myself when I was sitting in a coffee shop. There's a fairly monotonous hacking process, so it gets boring over time. The carding party itself was still fun, but the process eventually began to resemble the work of a cashier. Only, of course, for much more money.

Coming back to ethics, did you ever think that you could have seriously harmed someone by your actions?
To whom? American banks and stores? It is a well-known fact that banks in all countries and in all cases of theft restore funds on their balance sheets, except when the victim herself discloses her private information. And in general, the moral component did not interest me so much — I am not a moralist. I only feel sorry for the completely helpless. In other cases, pity generates only the lack of development of the object of pity. And who should I feel sorry for: the financial institutions and businessmen of a country that dictates how to live?
I repeat — I am not a moralist, and I am not going to say that I did not kill, but only stole. I've committed crimes. You need to be able to face the truth, not say that you "earned" and change your shoes into a righteous person. That was bad. But such are the realities of the CIS — you often have to turn around. However, this, of course, is not an excuse. But I honestly don't care.
As I said before, I had a clear understanding of what I was doing. I thought with my head. It was a fully informed decision. The only thing I feel sorry for is my family, especially my parents, whose nerves have been pretty badly damaged by the outcome of all this. This is one of the two main reasons why, after I was released, I didn't even think about doing it again.

That is, in the end, they slapped the deadline?
Yeah. 10 years old.

Tell me how you were caught."
When I used to card, I always used a VPN, but in the end it didn't really help. The bottom line is that, as it turned out (I found out later in the course of court proceedings, yeah), in Belarus you can be jailed for a crime. That is, you committed a crime in another country, they proved it, and in Belarus you can easily be jailed for it.
On the day of my arrest, I knew that someone was coming to me-a beacon-but I didn't know that they were coming because of carding. This was one of the reasons why I was basically carding in the United States — I didn't think they would put me in jail at all. Where they are, and where I am. Of course, I was overly cautious and in the end they could only confiscate my laptop. He, by the way, became a lid in the coffin — there was a lot of compromising material.

And how did they initially find out about you?
In general, the first forum where I registered was covered by the FBI. All the information was leaked from the servers. My IP address was also there. Then the FBI sent out information to all the countries, but some of them had nothing to do, no more crimes, so they started this business for the sake of promotions. I understand them, though. In fact, everything is already on hand — it only remained to collect dirt.
There they are the last six months through the provider and led me. We collected the logs. First, they tried me at the IP address from that forum — well, you never know, suddenly I just registered there. Well, then it's a matter of technology.

Wait, but you were under VPN. How did they find you?"
Yes, these VPNs are bullshit. There are 1-2 good VPN providers all over the world, and even under those, if necessary, they will pull you out. In fact, a good quality VPN changes the location and slightly encrypts traffic. There are a million variables that make it easy for someone to find you if they really need you.
Porn watch-please, there and without a VPN, no one cares what you watch. But if something serious happens, it's only a matter of time. VPN is not even close to a panacea here. Plus, as I already said, you can stupidly dig into the facts. It seems that there is no work, but you give girls expensive jewelry, buy yourself expensive gadgets — this attracts attention. And, in general, human factors-friends and acquaintances can know. They can talk in a trite way. Lots of ways.

You said that nothing was confiscated during the arrest, except for the laptop-how so?
But I'm not going to tell you this.:)
I managed to spread the funds competently, bought real estate where necessary, and that's it. I went to court with a smile.
Then, however, she slept a little — I did not believe until recently that Belarus could be jailed for carding in the United States, and even for 10 years. But nothing, I got used to it. A person gets used to everything.

Don't you regret that you had to serve such a sentence?
Look, I don't want to inspire anyone to commit crimes, but I've gained more than I've lost. It all depends specifically on the person — the weak prison breaks, and the strong, on the contrary, hardens. Here, of course, it also depends on the crime and the place where you serve your sentence. In Belarus, where I was sitting, we didn't have all these stereotypical concepts. Many were imprisoned under similar articles, the regime was not the most strict. Of course, maniacs and others are in other prisons — there, yes, I think, there is definitely no way back. And I - well, as the camp was, honestly. Only you can't get out.

Oh how! What did you "acquire" in prison?
Well, when I sat down, I had a very weak physical hearing, to be honest. I could do a maximum of 10 push-ups correctly. And when I came out, I calmly squeezed 100. I met a lot of people and learned a lot. I read a lot of literature. I say-if you have a bit of brains and character, then the main thing is not to break down at the beginning, and then you get used to it.
And here, as if it is necessary to do something, but what to do in the zone? Socializing, sports, books. Everything. In the wild, I was like a dog chasing its own tail. When I sat down, I was able to somehow collect myself, engage in self-development, take a break from the hustle and bustle imposed on us by the capitalist hydra — we work at unloved jobs in order to buy unnecessary things.

What books made the most impression on you?
Look, there are a lot of them. Mikhail Weller "All about life" is highly recommended. Russian poetry of the first half of the 20th century is just what you need when some kind of melancholy hits. Existentialists like Camus and Sartre are changing the way they look at life. Although be careful with this — we have one in prison went through the roof. Just in all seriousness.
A lot of good books actually. The problem is that people don't read them very well. Here's even take the works of Abraham Maslow-well, not about that, because his pyramid of needs was what all sorts of nedopsychologists write about in social networks. Here they are the only category of people who just want to give advice to sit on the bunks and properly understand the materials, so as not to misinform people.
By the way, the funny thing is — believe it or not-Dostoevsky's Crime and Punishment seemed like a monstrously weak novel. Not only was it written horribly, but I still didn't believe it. Very unlikely. You know, maybe it's because I'm not as weak as Raskolnikov, but I've never been so stormy. Well, among those who were so shied away from what they had done, they told about completely different feelings. I'm not a writer, of course, but it was a real disappointment for me.

Look, is everything really that good in prison? But what about these films, stories, and books?
Well, first of all, it is not profitable for any society to actually praise the prison — especially in our society. All the Scandinavian prisons are clean and tidy. And it seems to our people that this is paradise. Why? Because our standard of living in the CIS is slightly better than the African one, you know? For a Norwegian, the very fact of restricting freedom is a horror. Do we have any food?" Do you have a comfortable bed? Is it warm? Cozy? Well, that's it.
Therefore, with our standard of living, it is better for people not to know that prison is not the end. Otherwise, the crime rate may soar. Secondly, as I have already said, a lot depends on the zone and the crime itself. Mostly thieves, swindlers, robbers, drug dealers, etc. easily transfer the prison. Rapists and murderers don't. It's a completely different story.
And third, who said that there are a lot of strong people in prison? It's full of weaklings who just break down and completely drop out of life when they are released. Prison is not a bad place, and in certain contexts it can even be beneficial for certain people who might get high there. But in general, a prison is a prison. Plus, there are close people. My parents were shocked. My mother literally turned gray. I don't want to repeat it any more. This is also something to think about. Unfortunately, I didn't think so at the time.

You've already said that your parents are one of the reasons you don't want to go back to carding. What's the second one?
I've already mentioned this too — now there are a lot of other legal or at least not prohibited by law ways to earn money. It just doesn't really make sense to do these things. The Internet has opened up a lot and continues to open up.

Give some examples. What exactly are you doing now?
Now a bunch of cool IT and related IT professions from $2k per month, where there is a huge growth. If you want straight crazy money, then there is a crypt. Specifically, when I came out, I immediately began to study this case.
I discovered token sale, anti-detect browsers. I figured out everything, and now I'm buying at the ICO through many accounts with GoLogin, and then selling with a bunch of X's.
The trick of the crypt is that it is almost nowhere and in no way regulated at the legislative level yet. And, by the way, the business itself is more fun and less routine — you constantly study, monitor something, think, do not sit still.
Of course, there is no "loot" button. I spend a lot of time studying each project, setting up everything. But even in carding, you can be covered at the first attempt. And there is much more money in the crypt. That's why I said that I don't understand why carding and taking risks when there are such alternatives. I have a friend here on the arbitration calmly now makes $5k a month.

And how much did you do on carding, if it's not a secret?
Well, there is not money in fact, and companions.
To put it this way, I've been making an average of $15k a month for several years.
But at the same time, I was not the last carder, let's just say — I searched what and how.

If you had the opportunity to go back in time, would you have given up the idea of carding?
No. You must be responsible for your actions. What's done is done. I don't regret what I did. I learned a lot, understood, realized and went through a lot thanks to carding. And again, I was responsible for everything. So what's the demand for me? Crime is fun. But not for everyone.

Suddenly.
Well, why? :) I told you — I'm not a moralphage. I'll tell you in confidence — many whiners who allegedly repented will tell you the same thing in a private conversation. I don't want to lie to anyone. I really don't regret anything.

Well, yes-but honestly. But finally — what advice would you give to people who can't find themselves and are looking for "easy" ways to make money?
Who am I to give advice to anyone? :) The only thing I can advise you is to think with your own head, make smart decisions and be ready to answer for them.
And there are no easy ways to earn money-sooner or later you will have to answer for all these "ease".
And for this, too, you need to be prepared and weigh each of your actions. And, of course, look for something more legal-nowadays it's much easier to earn money without getting involved in criminal hangouts.

(c) https://vc.ru/u/1030109-gologin/336...o-segodnya-slishkom-mnogo-legalnyh-alternativ
 
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